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How to Teach Your Kids about Taxes and Money Matters

How to Teach Your Kids about Taxes and Money Matters - The importance of teaching children the skills of financial management cannot be overemphasized.

Atlanta Bankruptcy Rates Expected To Climb In Continuing Economic Decline

Atlanta Bankruptcy Rates Expected To Climb In Continuing Economic Decline - To many Georgia residents, it's no surprise Atlanta ranked 8th in the nation on the Forbes.com list of metropolitan areas with the worst housing markets. The first quarter of 2009 has been a continuation of the declines the area saw through most of 2008. Jobless rates are the highest they have been in the history of the state, and foreclosure rates continue to climb.

Time for a change in Bank Charges

Business is always about people and ultimately people you like.

As we now can see the tools for doing that are growing.

By taken the brave steps to write about what it is that are you doing and how you feel about the world around you.

We are opening up to the true information revolution. One where the information is relevant.

It is very easy to hide behind slogans and clever marketing, harder to quantify. Now more then every, we have access to resource and people that will directly affect our lives.

Most recent example of this is Stephen Hone who runs a website and was recently on the Today program.

This is the best bit of accountability I have seen in relation to Bank charges.

http://news.bbc.co.uk/1/hi/business/6169539.stm

http://www.penaltycharges.co.uk/

http://www.penaltycharges.co.uk/the_law.php

Working Capital Model Investing– Investing Rules Of Engagement-The QDI

Crash! The 2007 thru 2008 financial crisis halved 401(k), IRA, and Mutual Fund values in a matter of months. For many, retirement dates had to be pushed back; for others, new jobs had to be found. The tragic flaw? No income allocation in the investment program. Market value builds egos; income pays the bills.

Few employers cautioned Savings Plan participants that

401(k)

Tips You Should Know to Prevent Identity Theft During Holiday Shopping Season

With holiday season fast approaching, consumers are entering into the most active spending period of the year. Reinforced by the soft economy, this is "high season" for identity theft with identity thieves seeking to take advantage of shoppers. Identity theft generally rises during the holidays because thieves assume that consumers aren't paying attention to their credit card purchases, debit card purchases, receipts etc. as closely.

All I Learned From Noah's Ark And From My Dog

1. Plan ahead. It wasn't raining when Noah built the ark.
2. Stay fit. When you're 600 years old, someone might ask you to do something REALLY big.
3. Don't listen to critics, do what has to be done.
4. Build on high ground.
5. For safety's sake, travel in pairs.

When Will They Say "I'm Sorry"?

At the end of 2007, the Dow Jones Industrial Average stood at 13264.82. At Noon today, October 24, it stands at 8327.27. That's nearly a 40% decline. Translated on Main Street, if your portfolio was worth $250,000 in 2007, it's now valued at about $150,000. And if you are retired or nearing retirement, you are in trouble.

You know the back story well. Greed, corruption and errors in judgment plus federal regulations that were poorly constructed plus a lack of federal oversight can be blamed. Lenders who lent irresponsibly; bankers, financial institutions and mortgage companies who bought and sold paper, knowing it contained toxic loans but also an opportunity to make a killing. CEO's who took on average 250 times in salary and bonuses what the average American makes, knowing company valuation was likely over-rated and stocks over-valued.